Credit Report Alert…. You’re Deceased
You’re not alone. Every year, many people are startled to find their credit reports mistakenly marked with a “deceased” status. This error can have far-reaching consequences, affecting everything from credit scores, credit opportunities to insurance policies.
The Real-World Impact
A deceased status on your credit report can block access to mortgages, bank accounts, and even hinder your ability to obtain a driver’s license. Credit card companies might revoke your cards, stop updating your credit information, or cancel your insurance. Crucially, FICO scores, which are vital for credit approval, cannot be generated for someone marked as deceased.
The Seriousness of a Misreported Death
A false “deceased” status is a significant issue, potentially upending your life. If you find yourself in this predicament, don’t hesitate to contact Jaffer & Associates for a free consultation at (888) 498-9533.
How Did I Get Reported as Deceased?
This error usually stems from the Social Security Administration (SSA) or a creditor. The SSA annually misreports about 15,000 people as deceased. Credit companies and lenders, too, can erroneously report a living person as deceased, especially in cases of joint accounts or when a family member passes away.
Sometimes its someone with a similar name as yours and other times its a complete mystery.
How We Can Help
The experienced attorneys at Jaffer & Associates use the Fair Credit Reporting Act (FCRA) to correct these errors. We guide you through the complex process of rectifying records with the credit bureaus, and financial institutions. If you’ve faced denials or damages due to this error, you may be entitled to compensation or even punitive damages.
Ending the Vicious Cycle
Don’t get lost in the maze of disputes and phone calls. Our team is here to help you restore your credit and get compensation for any credit denials or damages caused by this ordeal.
No Upfront Costs for Our Legal Services
All of our attorneys have extensive experience in FCRA litigation and are committed to helping you without any upfront fees. Legal fees are recovered from the opposing side, ensuring no charge unless we secure a recovery for you.
Free Consultation – Let Us Fight For You!
Don’t battle the credit bureaus alone. Join hands with our skilled credit reporting attorneys.
