How to Defend a Lawsuit from Rausch Sturm in Texas
Your Rights and Strategies Facing a lawsuit can be daunting, especially when it’s from an unfamiliar entity like Rausch Sturm LLP in Texas, known for debt collection. As a consumer, it’s crucial to recognize your legal protections and choices. In this context, our Texas-based attorneys specializing in debt lawsuit defense offer insights into Rausch Sturm LLP and how to approach a lawsuit from them.
Is Rausch Sturm’s Legit?
Yes, Rausch Sturm LLP is a legitimate entity. In fact they are debt collection law firm specializing in debt collection and are not a fraudulent operation. Originally named Rausch Sturm Israel Enerson & Hornik LLP, or RSIEH, the firm is headquartered in Brookfield, Wisconsin, and collaborates with banks, creditors, and debt collectors nationwide to recover defaulted debts. They handle a variety of debts, including credit cards, personal loans, auto loans, and other consumer debts.
Is Rausch Sturm a Licensed Debt Collector?
Yes, as a debt collector, Rausch Sturm LLP is duly licensed in various states. While Texas doesn’t mandate licensing for debt collectors, it does require them to secure and file a surety bond with the Texas Secretary of State. Rausch Sturm LLP has maintained an active surety bond since 2009, backed by Travelers Casualty and Surety Company of America. The firm’s primary role is representing creditors and debt collectors in lawsuits, Rausch Sturm is not a debt buyer.
Rausch Sturm’s Clients in Texas are predominantly major creditors and debt buyers. In Texas, their clientele includes banks, credit card companies, debt purchasers, and other consumer lending institutions. They assist these entities in debt collection by initiating legal actions against consumers who allegedly default on their financial commitments.
Who Does Rausch Sturm Represent
In Texas, Rausch Sturm LLP represents:
- American Express Company
- Conn Appliances, Inc.
- Crown Asset Management, LLC
- Discover Bank, and others.
What Do I Do If I Have Been Sued By Rausch Sturm
If you have been served a debt collection lawsuit by Rausch Sturm then you must take immediate action and not ignore the lawsuit.
- Do Not Overlook the Lawsuit: Ignoring it could lead to a default judgment, potentially resulting in bank garnishments, liens, or seizures.
- Consult a Proficient Debt Defense Lawyer: Our lawyers at Jaffer & Associates excel in helping Texans effectively handle collection cases, ensuring you understand your legal position, the authenticity of the debt, and potential defenses.
- Respond Timely to the Lawsuit: Failing to respond promptly might result in a default judgment. You have 14 days to respond if you were sued by Rausch Sturm in a Justice of the Peace Court. Otherwise, you have 20 days from being served the lawsuit if the case was filed in a County of District Court.
- Consider Settlement or Legal Challenge: Depending on your situation, settling the lawsuit or contesting it in court are viable options. Settlements can be advantageous in reducing debt amounts, whereas challenging the lawsuit is suitable if there are flaws in Rausch Sturm’s case, such as incorrect debt amounts, expired statutes of limitations, mistaken identity, or identity theft.
- Challenge the Lawsuit’s Merits: Your lawyer can help identify any inaccuracies or errors in the lawsuit, such as incorrect debt amounts or mistaken identity. Uncovering these issues can be critical in defending against the lawsuit.
- Negotiate a Settlement: If Rausch Strum presents a substantiated case, negotiating for a lower settlement amount may be a wise approach. Often, settlements can be negotiated to amounts significantly lower than the original debt.
How Much Does a Debt Defense Attorney Charge?
We at Jaffer & Associates charge a Flat Fee for your lawsuit defense based on the amount of the lawsuit. You can either pay upfront in full or we can provide you with a flexible payment plan.
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