Jaffer Law Firm Blog
LVNV Funding LLC Suing Me in Texas
How a Debt Lawsuit Defense Attorney Can Help You Against LVNV Funding LLC Lawsuit in Texas LVNV Funding is a debt buying company that purchases old, charged-off debts from credit card companies, banks, and other creditors. Once LVNV Funding acquires these debts, they will attempt to collect the debt from the consumer or take legal …
What are FCRA Requirements?
The Fair Credit Reporting Act (FCRA) was enacted to ensure the accuracy, fairness, and privacy of consumer credit information. Under the FCRA, both consumer reporting agencies and furnishers of information have specific requirements to follow. In this article, we will explore the requirements of the FCRA for consumer reporting agencies and furnishers and the remedies …
How Long Can You be Sued for a Debt in Texas
If you owe a debt in Texas, you may be wondering how long the creditor has to sue you for the debt. The answer depends on several factors, including the type of debt and the statute of limitations. What is the Statute of Limitations for Debt Collection in Texas? The statute of limitations for debt …
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How to Dispute Credit Report Errors
Your credit report is an important document that reflects your financial history and current credit standing. Credit reporting agencies, such as Equifax, TransUnion, and Experian, collect and maintain this information, which is used by lenders, employers, and other entities to make important decisions about your creditworthiness. However, errors can occur on your credit report, and …
Can Debt Collectors Sue You in Texas
Yes, debt collectors can sue you in Texas under certain conditions. As a consumer attorneys who practice debt collection lawsuit defense, we have extensive experience in this area and can defend you in these type of cases for flat legal fee. Debt Collection Lawsuits in Texas Debt collectors in Texas have the right to file …
11 word phrase to stop debt collectors
If you’re being harassed by debt collectors, you may feel helpless and overwhelmed. Fortunately, there is a powerful tool that you can use to stop debt collectors in their tracks: the 11-word phrase. Under the Fair Debt Collection Practices Act (FDCPA), you have the right to demand that debt collectors stop contacting you. You can …